Smart Energy Loan

If you are planning to make energy efficient improvements to your home, consider the New York Energy Smart Loan Fund Program. This incentive is available to owners of existing residential homes with 1 to 4 dwelling units.

Our Zerodraft Home Energy Specialists will help you determine whether the NY Smart Energy Loan is right for you during our comprehensive home energy evaluation.

The NY Smart Energy Loan Includes:

  • The Smart Energy Loan is a traditional loan that you repay monthly via check or automatic payment (ACH).

    • Unsecured
    • Interest rates are subject to change. For available residential interest rates, click on the Find Interest Rate button.
    • Loan amounts from $1,500 - $25,000 with loan terms of 5, 10, or 15 years
    • If you sell or transfer the property, you remain responsible for the balance of the loan
    • You must own the home or be an authorized representative of the property owner

For More Information and to Get Started...

Download the NY Smart Energy Loan Application

If you’re interested in more information on services for your home, call us at (315) 455-9376 to learn more and to schedule your free home energy evaluation.